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There is no crime in not leaving your adult kids a dime

Some older parents in Florida struggle with the notion of leaving their adult children inheritances. After all, their kids may be financially independent and have modest means to support themselves and their families.

You may want to do other things with the legacy you have worked so hard to create, such as leaving it to charities, other less fortunate individuals or even your pets. Regardless of what your intentions are, keep one thing in mind: you are under no obligation to leave your adult children a dime. 

This decision may leave you at odds with some of your family members and kids. Your progeny may feel you do not trust them or think they are not financially responsible enough to handle your money. They may not understand you love and cherish them and do not see the need to leave them that type of inheritance. To prevent them from squabbling amongst themselves and challenging your final wishes, consider the following information about estate planning

Make sure your estate plans are solid 

One issue that often causes problems with estate plans is a lack of clarity. When drafting your final documents, you must be as thorough as possible. Work with an estate planning professional to ensure your final wishes are iron clad. They can help you incorporate different strategies and the right estate planning documents, such as wills, power of attorneys and trusts to protect your intentions. 

Discuss your wishes early on 

Do not assume your adult children will understand why you are excluding them from inheriting your legacy. They may feel you must provide them with a portion or all your legacy upon your death. Gather your family together and talk to them about your intentions. Ask them to express their concerns so you can address them and provide reassurance (if possible). Talking to your adult children early on gives them time to absorb things and come to terms with their feelings about your wishes to lessen the chances of them disputing those wishes. 

No matter what you plan to do with your assets when you die, be sure to take the right steps in planning your estate. Communicate your wishes, review your plans with a professional and update them when necessary to reflect your current wishes.

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